Welcome to “SWIFT 2.0”

Send Crypto,
Programmatically.

MultiHopper enables programmable onchain routing and abstraction infrastructure for regulated payment rails.

Compliant private value transfer on public blockchains — without compromise or ever commingling assets.

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Programmable Routing For

Institutional Settlement
Cross-border Payments
Payroll & Treasury
DeFi Protocols
Exchange Routing
Compliance Rails
Stablecoin Infrastructure
AI Agents

As Seen On

Programmable Routing

Every wallet onchain:
A programmable relay.

Assets hop programmably through any wallet, and smart contract onchain, regardless of who owns them... before reaching their destination. 

ORIGIN

Sender Wallet

7xK2…9mPQ

HOP 10s

Compliance Gate

Selective Disclosure

HOP 2+2.4s

Smart Contract

Relay Trigger

HOP 3+4.1s

Abstraction

••• ••• •••

DEST

Receiver Wallet

Asset Delivered

Asset flow
Public path
Abstracted

Routing, Timing: Programmable.

Set conditional delays, release triggers, and timed settlement logic directly onchain — no custodian required.

Transparent Opacity

Assets remain traceable but abstracted. Full audit trail intact; Routing and distribution engine confuse human and ai observers.

Regulatory Readiness

Selective disclosure hands regulators exactly what they need — nothing more, nothing less.

The Solution

The routing layer
blockchain finance
was missing.

Just as SWIFT routes messages, MultiHopper routes assets — programmatically, on public rails.Every wallet and smart contract onchain, becomes your programmable relay.

Programmable Multi-Hop Routing

Assets move through predefined or random paths and timing — entirely onchain.

Non-intercept

Funds stay self-custodied at every hop. No intermediary ever holds your keys.

Compliant by Design

Selective disclosure to regulators. Powerful onchain privacy from everyone else.

Native to Solana

Sub-second finality. Deep DeFi composability. Institutional-grade throughput.

“As blockchain adoption grows, routing infrastructure becomes necessary for digital assets.”

— TechBullion

Use Cases

Built for
Institutional
Finance.

Execute treasury movements with greater operational privacy, clearer policy control, and reduced exposure of wallet relationships to competitors and counterparties.

Execute large-value onchain movements with configurable routingand timing that helps reduce unwanted signaling around counterparties and activity flows.

Support regulated digital asset workflows with programmable transfer paths suited to modern tokenized capital markets infrastructure.

Send stablecoins across borders programmatically — faster than SWIFT, cheaper than correspondent banking.  Enable more flexible movement of digital money across jurisdictions, entities, and settlement contexts without forcing institutions into legacy-style rails.

Coordinate capital movement across wallets, strategies, administrators, and entities with more control over how transaction flows are expressed onchain.

Route business payments to partners, service providers, and counterparties through programmable transaction logic designed for operational discretion.

WHEN The Problem IS A REsULT OF THE CRITICAL BENEFITS
Every transaction.
Every counterparty.
Every amount.
Permanently public.
Treasury Wallet ExposureVendor Payment Graph LeakageCompetitor Transaction IntelligenceFront-Running RiskMEV ExtractionOTC Desk VisibilityClient Privacy ConflictsCompliance Reporting ComplexityTreasury Wallet ExposureVendor Payment Graph LeakageCompetitor Transaction IntelligenceFront-Running RiskMEV ExtractionOTC Desk VisibilityClient Privacy ConflictsCompliance Reporting Complexity
Public chains are transparent by design. Institutional finance cannot be.
Market Shift

The market
is shifting.

Stablecoin Settlement Institutionalizing✦Clarity Act✦Canton Network Adoption Rising✦Coinbase Acquiring Privacy Infrastructure✦SEC Softening on Privacy Tech✦Tokenized Securities Going Live✦Stablecoin Settlement Institutionalizing✦Clarity Act✦Canton Network Adoption Rising✦Coinbase Acquiring Privacy Infrastructure✦SEC Softening on Privacy Tech✦Tokenized Securities Going Live✦
BlackRock Tokenized Funds✦Franklin Templeton On-Chain✦DTCC Blockchain Settlement✦JPMorgan Onyx Expansion✦Stripe Stablecoin Integration✦Visa USDC Settlement✦BlackRock Tokenized Funds✦Franklin Templeton On-Chain✦DTCC Blockchain Settlement✦JPMorgan Onyx Expansion✦Stripe Stablecoin Integration✦Visa USDC Settlement✦

Six converging forces are creating institutional-scale demand for compliant private value transfer.More importantly, the demand programmability and control of how assets flow: Timing, paths, abstraction.

Privacy vs Programmability

Three ways.
All have
a catch.

Illegal

Mixing & Tumbling

  • Flagged by regulators worldwide.
  • Used by bad actors.
  • OFAC sanctioned.
Complex & Expensive

Private Chains & ZK

  • Massive engineering investment.
  • Sacrifices composability.
  • Slow time-to-market.
Isolated & Rigid

Shielded Pools

  • Locked to specific assets.
  • No cross-chain composability.
  • Increasing regulatory pressure.

MultiHopper is the new paradigm

Programmable, compliant, private value transfer on public blockchains. No mixing. No private chains. No complexity. No commingling.Programmability achieves privacy, without the compromise.

Get in Touch

Ready to Build on MultiHopper?

Talk to our team about integrating compliant private value transfer into your institution's payment rails.

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